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Buying Automobile Insurance
Automobile insurance is an increasing expense for almost allAmericans. We can't afford to have it, and we certainly can'tafford to not have it. When researching insurance companies andcomparing policies, it is a good idea to follow these easyguidelines to get the most coverage for your insurance dollars.Get auto insurance quotes from as many carriers as you can.Insurance rates may vary drastically depending on the year andmodel of your car, the and the type of coverage you need.Consider as high a deductible as you can reasonably afford,since higher deductibles translate into lower automobileinsurance premiums. And review quotes and policies carefully tomake sure you are only paying for coverage you really need. After you have gotten quotes from different carriers, it is agood idea to create a spreadsheet to help you avoid comparingapples to oranges. Set up a scenario with car repairs andmedical expense to best compare the coverage differences underreal-life situations. Once you have chosen the two least expensive insurance policiesfor the coverage you need, contact a reputable body shop in yourarea for a referral. Automobile body shops deal with insurancecompanies every day, and you want to make sure the company yousend your premiums to each month will be responsive and fair ifyou have to make an insurance claim. There are many insurance carriers that I deal with in my bodyshop on a daily basis and a few of them I absolutely hate todeal with. These companies nickel and dime the body repairestimate to death, and they drag their feet at making payment onthe claim. What does this mean to you? Slower repair time andpossibly diminished repair quality due to over penny pinching. Afew dollars difference in annual premium to get a higher qualitycarrier may save you a world of hassle in the event of anautomobile accident. Learn about CarRepair
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